GBTV’s Matt Fisher (”The B.S. of A.“) is making headlines after posting an article on his Tumblr page entitled, “My Sister Paid Progressive Insurance to Defend Her Killer In Court.” Fisher is a comedian, but his sister’s tragic story is no laughing matter. While Progressive, a company known for providing auto and home insurance, touts its supposed “concierge level of claims service,” Fisher paints a very different picture.
In what can only be described as an insurance nightmare elevated to the highest level, Fisher writes about his sister, Katie, and her 2010 death, which was the result of a car accident. The incident, which he claims had very clear and obvious fault, involved a driver running a red light and fatally hitting Katie’s vehicle. While a settlement came very quickly after her death, it wasn’t much, as the driver at fault was under-insured.
Now, here’s where it gets interesting: Katie’s policy, Fisher explains, would have required that Progressive, her insurer, pay the difference in funds. She had apparently paid for this form of insurance in case someone who was under or uninsured ever hit her (a sad reality that inevitably came to fruition). When this happened, the family assumed the situation would be rectified, but this was far from what unfolded. Fisher explains:
At which point we learned the first surprising thing about Progressive: Carrying Progressive insurance and getting into an accident does not entitle you to the value of your insurance policy. It just pisses off Progressive’s lawyers. Here I address you, Prospective Progressive Insurance Customer: someday when you have your accident, I promise that there will be enough wiggle room for Progressive’s bottomless stack of in-house attorneys to make a court case out of it and to hammer at that court case until you or your surviving loved ones run out of money.
Read more here.