Democrats propose $10,000 fine for gun owners who don’t have insurance

A contingent of liberal Democrats in Congress is proposing a new federal gun control idea: mandatory liability insurance for gun owners.

When New York Rep. Carolyn Maloney introduced the legislation last month with eight other Democrats, she boasted that it is “the first bill to require liability insurance of gun buyers nationwide.”

Maloney’s “Firearm Risk Protection Act” requires gun buyers to have “a qualified liability insurance policy” before they are able to legally purchase a firearm.

It also calls for the federal government to impose a fine as much as $10,000 if a gun owner doesn’t have insurance on a firearm purchased after the bill goes into effect.

“It shall be unlawful for a person who owns a firearm purchased on or after the effective date of this subsection not to be covered by a qualified liability insurance policy,” the bill text reads.

The bill would also make it a federal crime to sell a firearm to anyone without insurance.

“For too long, gun victims and society at large have borne the brunt of the costs of gun violence,” Maloney said as she introduced the legislation. “My bill would change that by shifting some of that cost back onto those who own the weapons.”

Chris Cox, the executive director of the NRA’s Institute for Legislative Action, told The Daily Caller that the bill is “ridiculous on its face, as it presumes law-abiding gun owners are guilty for merely exercising a fundamental, constitutional right.”

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